:root{--bone:#F4F1E9;--ink:#000;--red:#E6251D;--blush:#F1CEC6;--body:#55524B;--line:#D5D2CB;--white:#fff;--max:1180px;--font:'Plus Jakarta Sans',system-ui,sans-serif}*{box-sizing:border-box}body{margin:0;background:var(--bone);color:var(--body);font-family:var(--font);line-height:1.62}a{color:inherit;text-decoration:none}.wrap{max-width:var(--max);margin:auto;padding:0 clamp(20px,5vw,52px)}h1,h2,h3{color:var(--ink);line-height:1.08;letter-spacing:-.025em}h1{font-size:clamp(2.5rem,5.8vw,4.5rem);max-width:16ch}h2{font-size:clamp(1.8rem,3.6vw,2.8rem)}h3{font-size:1.2rem}.header{border-bottom:1px solid var(--line);background:rgba(244,241,233,.94);position:sticky;top:0;z-index:5}.nav{height:72px;display:flex;align-items:center;gap:25px}.brand{display:flex;align-items:center;gap:10px;color:var(--ink);font-size:1.25rem;font-weight:800}.brand img{width:38px;height:38px}.brand b{color:var(--red)}.nav nav{margin-left:auto;display:flex;gap:22px}.nav nav a{font-size:.88rem;font-weight:700}.cta-small{background:var(--ink);color:white;padding:10px 15px;font-weight:800;font-size:.82rem}.hero{padding:100px 0 85px}.eyebrow{display:flex;align-items:center;gap:11px;color:var(--ink);font-size:.7rem;font-weight:800;letter-spacing:.16em;text-transform:uppercase}.eyebrow:before{content:'';width:28px;height:2px;background:var(--red)}.lead{font-size:1.15rem;max-width:720px}.buttons{display:flex;gap:12px;margin-top:30px;flex-wrap:wrap}.btn{padding:14px 23px;border:1px solid var(--ink);font-weight:800}.btn.dark{background:var(--ink);color:white}.section{padding:88px 0}.white{background:white;border-block:1px solid var(--line)}.blush{background:var(--blush)}.head{max-width:720px;margin-bottom:38px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:white;border:1px solid var(--line);padding:28px}.card span{color:var(--red);font-weight:800}.card h3{margin-top:35px}.split{display:grid;grid-template-columns:1fr 1fr;gap:70px}.list{list-style:none;margin:0;padding:0}.list li{border-top:1px solid var(--line);padding:16px 0}.list li:before{content:'→';color:var(--red);margin-right:12px}.market-links{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.market-links a{background:white;border:1px solid var(--line);padding:16px;font-weight:800;color:var(--ink)}.market-links a:hover{border-color:var(--red)}.darkband{background:var(--ink);color:#ccc}.darkband h2{color:white}.darkband .eyebrow{color:white}.footer{background:white;border-top:1px solid var(--line);padding:50px 0 25px}.foot{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:35px}.foot a{display:block;margin:7px 0;font-size:.86rem}.foot h4{color:var(--ink);font-size:.75rem;text-transform:uppercase;letter-spacing:.1em}.copy{border-top:1px solid var(--line);padding-top:17px;margin-top:35px;font-size:.75rem}@media(max-width:800px){.nav nav{display:none}.cta-small{margin-left:auto}.grid,.split,.market-links,.foot{grid-template-columns:1fr}.hero{padding:70px 0}.section{padding:65px 0}}
.direction-tabs{display:flex;gap:8px;padding-top:28px;flex-wrap:wrap}.direction-tabs a{border:1px solid var(--line);border-radius:999px;padding:11px 18px;color:var(--ink);font-weight:800}.direction-tabs a.on{background:var(--ink);border-color:var(--ink);color:#fff}
.language-tabs{display:flex;gap:4px;margin-left:auto}.language-tabs a{border:1px solid var(--line);padding:6px 9px;font-size:.7rem;font-weight:800;color:var(--ink)}.language-tabs a.on{background:var(--ink);color:#fff;border-color:var(--ink)}
html[lang="zh-Hant"] body,html[lang="zh-Hans"] body{font-family:'Noto Sans TC','Noto Sans SC','Plus Jakarta Sans',system-ui,sans-serif}
@media(max-width:980px){.language-tabs{margin-left:auto}.cta-small{display:none}}
.social-links{display:flex;flex-wrap:wrap;gap:4px 14px;margin-top:10px}.social-links a{display:inline-flex;align-items:center;gap:4px;margin:0}.social-links a:after{content:'↗';color:var(--red);font-size:.72em}

.insights-section{background:#faf8f2}.insight-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.insight-card{background:#fff;border:1px solid var(--line);padding:28px;display:flex;flex-direction:column}.insight-card h3{margin:10px 0 14px}.insight-card>p:not(.article-meta){flex-grow:1}.article-meta{font-size:.68rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--red)}.article-facts{font-size:.82rem;border-top:1px solid var(--line);padding-top:14px}.article-facts div{margin:8px 0}.article-facts dt{font-weight:800;color:var(--ink)}.article-facts dd{margin:0}.text-link{display:block;color:var(--ink);font-weight:800;margin-top:16px}.consult-band{background:var(--bone)}.consult-actions{display:flex;align-items:flex-start;justify-content:center;flex-direction:column;gap:10px}.article-hero{padding:80px 0 55px;background:var(--bone)}.article-hero h1{max-width:20ch}.scenario-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line);margin-top:38px}.scenario-strip div{background:#fff;padding:16px}.scenario-strip strong,.scenario-strip span{display:block}.scenario-strip strong{font-size:.68rem;text-transform:uppercase;letter-spacing:.1em;color:var(--red)}.scenario-strip span{font-size:.85rem;margin-top:5px}.article-layout{display:grid;grid-template-columns:minmax(0,2fr) minmax(240px,.7fr);gap:70px;padding-top:65px;padding-bottom:85px;background:#fff}.article-body{max-width:760px}.article-section{margin-bottom:45px}.article-section h2{font-size:1.8rem}.steps{padding-left:22px}.steps li{margin:16px 0}.evidence{border-top:1px solid var(--line);padding-top:30px}.evidence a{text-decoration:underline}.article-disclaimer{font-size:.78rem;border-top:1px solid var(--line);padding-top:18px}.article-aside{position:sticky;top:100px;align-self:start;border:1px solid var(--line);padding:24px}.article-aside .btn{display:block;margin:18px 0}.article-layout:before{content:'';position:fixed;inset:0;background:#fff;z-index:-1}@media(max-width:800px){.insight-grid,.scenario-strip,.article-layout{grid-template-columns:1fr}.article-aside{position:static}.article-layout{gap:30px}}